Subject: Re: What's worse than lottery tickets?
"SS is going broke, and you'd be smart to take it at age 62".

Nobody says that.


That's what helping to keep senior citizens poor.
Nope.
The people who can afford to defer until age 70 are not poor.


The 62 decision is made because:
a) They need the money as soon as they retire. or
b) They decide that the utility of the SS money has a higher value now than years later. or
c) They decide that the break-even period of 10-11 years is too long. Not worth it.