Subject: Re: Most real life retirees don't take 4%
“ Congratulations! You’re officially poor.

https://aspe.hhs.gov/sites/def......

This little exercise in retirement budgeting demonstrates that our official poverty line is a crock.”

He’s single and lives on $20k with a paid off house, car, etc and can afford to self-insure.

Not remotely comparable to the poverty line numbers. Working poor got to pay rent, feed the kids, get to work.