Subject: Re: 1 Year Out
' Curious, if you had 20/20 hindsight that that time was a relative peak and lightened up (and did Not truly need the funds but were just being prudent), what % trim would you have considered-5/10/15%?'

Very good question. And of course there may be hindsight bias w my mind. I was thinking a 50% reduction in the IRA when book hit 1.5x approximately. I would not consider this in my taxable account