Subject: Re: What's worse than lottery tickets?
sutton writes,

<< If you're in the lower/higher earning couples situation above, then survivor waiting until age 70 or when their median survival is less than 9-10 years makes the most sense. No sense in leaving all that on the table. >>

The other thing to factor in is that "waiting until age 70 to collect SS" tends to be a privilege reserved for higher income Americans. Those in the top 10% of the income/wealth pyramid tend to live 5 or 6 years longer than the average SS beneficiary. There's a higher probability that you'll "beat the breakeven point".

Life expectancy vs. income
http://www.equality-of-opportu...

intercst