Subject: Re: Dynamic withdrawal rules during retirement
(1) Those that don't have enough money to support themselves till death. No amount of fiddling with formulas will help that situation, they must rely on whatever pensions are offered them by governments or perhaps an ex-employers or kind hearted relatives.

This is the group for whom it is most important to calculate how much they can afford to withdraw from their meager saving, so that it will last long enough. I suspect that most of them are not equipped to do so.

Elan