Subject: Re: The envelope please
My non-ACA HD plan, solo, also offered on the exchange went up over 15% to $720/mo. With a $7500 deductible and a cool $10K annual OOP max. We are slightly over the limit for a subsidy because I have to cover our living expenses with SS and a moderate pension. Only used pre-tax 401Ks and traditional IRAs for retirement savings, so no opportunity to use intercst's long-noted coool approach.

Medicare charge for DW up 9.7% to $203. Like Goofy said, a 2.8% inflation increase in the face of that, doesn't work.

Our dental insurance is going up to $110/mo for the two of us for a cleanings-only plan with 50% xray.

Oil still priced at $3.70 a gallon despite prices at the barrel down 23% YOY.

Grocery prices... hahahaha.

But wait, we can COMPLETELY BELIEVE the posted TTM inflation number of what is it, 3%?

We should be running FIRESim calculations with twice the inflation rate.

It's distressing to think after 40 years of saving and living slightly below our means with good salaries, it's not SORR or a "significantly below market average rate of return" that's going to keep us working into our 70s, it's our broken system.

FC