Subject: Re: 401K'ERS gone wild
You're smart retiring at 45. I did it at 59. Live it up while you can, because eventually you won't be able to. But that's straying far away from topic.

I retired 11 years ago in July ‘15. Still living it up, though my definition of that has changed considerably.

No booze. More pills. I go for walks rather than runs. My wardrobe has changed. More Carhartt and less Brooks Brothers. And I sooo enjoy sleeping late and starting my day- not with a rush, but a slow cup of coffee.