Subject: Re: Berkshire Safe Withdrawl Rate
Here's a great backtest.

BRK-A since 3/17/1980, 5% annual withdrawal.

Zoom up from 1980 to 1999.
Price essentially flat from 1999 to 2015.
Very slow climb up from 2015 to 2026.

Initial $10,000, ending value on 2/3/2026 $2,400,000
Total withdrawals $2,000,000

Sure, but 15% CAGR real will do that. We can't expect that performance for the 2025 retiree (ahem...).

Still, probably 4-5% withdrawal will keep us in the style to which we are accustomed and might leave a bauble or two for the kiddos.

Last 18 years, 5% WR:
https://testfol.io/?s=g015xHlr...