Subject: Re: Perspective on ACA Subsidies
This calculator is currently being updated with new data for 2026. Please visit our ACA Enhanced Premium Tax Credit Calculator for the most up-to-date information and to calculate how much more people would pay in premiums if the ACA's Enhanced Premium Tax Credits expire.

https://www.kff.org/interactiv......
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Did that show up when you did your entry?

Thanks Lambo, you are correct. I didn't see that and the numbers I posted upthread were for *2025*! Could have sworn it told me no sub for $151k. WTF? Apologies.

Here's updated numbers with comparisons for with and without enhanced subsidies, using the correct link this time.

2025 With Enhanced Subsidies
MAGI..... $151,000 $150,000 $111,000 $75,000 $55,000 
Subsidy.. $1,402   $1,409   $1,920   $2,334  $2,471
Your Cost $1,070   $1,063   $552     $138    $0

2026 With Enhanced Subsidies
MAGI..... $151,000 $150,000 $111,000 $75,000 $55,000 
Subsidy.. $1,836   $1,848   $2,370   $2,782  $2,906 
Your Cost $1,070   $1,058   $536     $123    $0 

2026 Without Enhanced Subsidies
MAGI..... $151,000 $150,000 $111,000 $75,000 $55,000 
Subsidy.. $0       $1,661   $1,999   $2,496  $2,725 
Your Cost $2,906   $1,245   $907     $410    $181

So, if my 2026 MAGI is $150k my monthly premium cost (with the unenhanced subsidies) will be $1,245 for a family of 5. That's not bad. Must not go over that, though.

Someone making $75k sees theirs go from $138/mo to $410/mo. That's a problem.

BTW, MAGI isn't what you earn, of course. I can make about $260k and get a MAGI of $150k.