Subject: Re: FKA: KMX
One new twist to the KMX story could be the recent decree by the President that credit card companies cap interest rates at 10% for a year. With KMX average customer loan rates at 11%, there could be an impact.

I work for a captive finance company and we currently have no idea how this impacts us. Is it only unsecured credit that is subject to a cap? If we secure credit with an asset can we extend a higher rate? We live in strange times.

Jeff