Subject: Re: 100% Stocks
So I am considering what I think is referred to as the "bucket strategy"

Sometimes thinking in buckets can be useful, but for me most often it seems to confuse things. As you spend down the first bucket, your total portfolio allocation is changing to a higher stock weighting. In other words, you're simply changing your asset allocation over time. Kitces calls a variation of this the reverse equity glidepath. In the early part of retirement you start off bond heavy, and start weighting more towards stocks as you move through the critical early period. So you don't need two buckets. Just one bucket that you rebalance each year to your desired asset allocation.


https://www.kitces.com/blog/ma...