Subject: Re: Reduced significantly
“I am fortunate that all my substantial capital gains are inside a tax shelter and entirely free of tax.”

TYVM ppant for sharing your always thoughtful and well reasoned analysis & giving us an update. Your points are very well made! Very glad to hear your gains gave no tax consequences. Would you make the same decision if the sell Was in a taxable account?

Our recent trims to cover several months living expenses have been only in a taxable account, as we are not eager to touch withdraw anything from my BRK dominated Roth for a decade so as to not interrupt the post-tax compounding.

We are still 70% BRK of cash/ investment assets overall, but we are not eager to pay LTCG and jump up in income tax brackets. I estimate the value of 1x BRK On Jan. 1, 2023 would now be worth 1.7x, so maybe we should just pay the dang taxes and lock in some “earlier than expected” sizable gains served up by Mr. Market with this very lofty P/B territory of 1.75. Owning BRK does not keep me up at night, at all. At least it is a good “problem” for many of us here!

We’ve been good at “holding the damn stock” but Mr. Market is being boisterous and generous with his offer.

Thanks in advance for any thoughts & commentary.