Subject: Re: OT: Fair Value for RSP, QQQE
wife and I are 83 no kids-no need for any money to be left. How would you invest in annuities,TIPS,RSP,QQQE,BRKB,Other?
Pension and soc sec cover our expenses.

Then why are you even investing? You could put it all in money market accounts and be fine. You could lose it all tomorrow and also be fine, right?

My wife is good at doing math in her head (and doesn't care much about investing, leaving that to me). She once said said, "If we had $1,000,000 we could take out $50,000 a year and it would last 20 years. On top of what we'd get from pension & social security."
(Unstated but implied was: "So get to work on getting us up to $1,000,000.)

Since you don't need the money from investments, why not just work on running up the score? BRK for relative safety, VUG for growth. SPY for being a benchmark investment.