Subject: Re: 5.0% checking account, no onerous rules
Yeah it’s not been hard for me to find a credit card without FTFs, but it’s a bit more of a unicorn to have zero FTF on a debit card that also reimburses you for all ATM fees.

If you’re traveling to countries where cash is still king, it’s a pretty great combo and the best way to get pesos — or whatever — for no fee. But not a great reason to choose your everyday checking account.

Currently I have way too many accounts so I really like your Fidelity combo. Might just have to keep another account active for the travel thing. Probably smart to have a dedicated account for that anyway.