Subject: Re: Jim's 'annuitization'
Jim is a wealth of knowledge on spending down a portfolio composed mostly of Berkshire, because that's pretty much his situation I think.

He convinced me to stop holding onto so much cash (5-8 years worth of expenses), and instead, like you said, just sell monthly/quarterly and cost average OUT of Berkshire. I had lots of trouble trying to time my Berkshire sales at decent valuations to refill my too large cash bucket, and lots of regret when I didn't time it correctly with such large sales. I still keep 2 years in cash just as a pacifier, but selling small amounts usually quarterly is much easier on my brain now.