Subject: Re: RMD's at Vanguard
Starting with the 2025 tax year in the 22% rate established under the Trump tax cut will expire. The present 22% rate jump back to 25% and the present 24% rate jump to 28%.</I?

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Oops, not what I meant to say. The lower rates expire on 12/31/25. The older higher rates will be applied to your 2026 income. My final Roth conversion will occur in 2025 at the lower rate.