Subject: Web Site
Kind of unfortunate this web site has not caught on. At least in the forums I've checked out, very few postings. Generally I've been reading stuff over at bogleheads. The TMF forums also seem to be seriously lacking as well. I'm not sure at what point in my life I figured this out but definitely by my 30s but I've said You got to enjoy the good times because whether it is the next minute, day, month, or year, life will whack you along the head with a 2x4 to jolt you back to reality.
Rich