Subject: Re: Any Body like Medicare and SS ??
If people could opt-out, I would insist on a feature that says "don't come seeking welfare or food stamps if you blow all your money". There have to be consequences (just like with bank bail-outs...we shouldn't bail those effers out without getting to toss a lot of them in prison).

And that's fine. The 30 year old me would have taken that deal in a heartbeat.