Subject: Re: What's worse than lottery tickets?
Though it does assume there will be no changes to SS (or Medicare). Any changes could affect the calculations. Among possible changes include reducing COLAs, reducing benefits, and privatization. Not intended to be a complete list. I didn't mention elimination simply because I seriously doubt that will happen in my lifetime (the blowback from people over about 50 would be tremendous, and politicians generally aren't that brave to weather such blowback).