Subject: Re: Beating the SPX
I would be curious what % of folks on this board manage all of their investment assets?

I manage all ours without an advisor. I do use ETFs and funds, and Berkshire.

I've tried to show some family and friends how they can do it themselves and save a percent or two, with little success.
They're too scared, or too lazy to learn, or believe the markets are a casino rigged against them.
These same people do like the real casinos, though, and play the lotteries. Go figure.