Subject: Re: I am noodling on a major change to my portfolio.
Simplifying life and putting things in order aren't financial objectives, though there is a lot to be said for them in other respects!

Judging from the proposed mix, am I right that your general aim is capital appreciation, and that you mainly hope to get it by owning large cap stocks with a tilt toward growth?

I agree with the comment by lswswein, that the small allocations to mutual funds don't accomplish very much.

For myself, I would not consider SPY or QQQ as LTBH choices from where we are at the moment.

Baltassar