Subject: Re: What differs in retirement?
Hey Rich,

Would you happen to be a Fidelity customer? If so, they have an excellent financial planning tool that allows you to put in many variables and play what if scenarios with various strategies. Just about very number can be entered / tweaked. It comes out with an 'end-of-life' balance from what you input. I gather you want yours to come out to just about zero.

If you're not a Fidelity customer, your investment firm may offer a financial planning tool. You may also want to use google to search for one, but I've found that many are very simplistic for my liking.

I always find that it's best to start to put some numbers to a plan, evaluate and tweak as you go.

Hope that helps!
'38Packard