Subject: Re: 100% Stocks
I am still 3-5 years away from a potential retirement - but this past weekend I did a deep dive into some scenarios - its complicated (especially when you add tax considerations)! I don't have a work pension and will be 5+ years "early" for any government pension; which further complicates things.

After a LOT of YouTube videos to understand the basic parameters and a hours buried in an excel worksheet I am leaning towards a very heavy stock allocation in retirement.

Question for the group; what rate of return do you use in your models? I have been using values as low as inflation+2% to inflation+6% - clearly the more you allocate to cash/bonds the lower the number.

I will probably have more questions for the board as I keep digging.

tecmo
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