Subject: Re: Fire the Advisor with the 3% Fee?
1poormom participated in one of those packages with an advisor. She loved the guy, so when I took over her finances she wanted me to keep him. So I did, but I moved all the non-ira out (the brokerage was charging commissions on trades). When I inherited the ira, they tried to woo me, but I immediately moved it out to fido.

They were charging 4% for doing nothing other than bundling MFs together and presenting them as a "product". Fido opened an inherited ira account and informed me of RMDs every year. For free.