Subject: Re: IV
If the goal is to do maximum good for charity, DAF isn’t the best way.
Others comment?
Charitable Gift Annuity became possible a couple of years ago. Once in a lifetime transfer from an IRA to a CGA, maximum $54,000 (inflation adjusted).
It's a QCD, so it counts as RMD and isn't taxed.
You get lifetime annuity income and the charity gets something when you die.