Subject: Re: AGRH

Bonds are something I've rarely owned. When younger it made most sense to put it all into the market or hold a bit in cash when things got lofty. Now that I'm retired I still can't see buying bond funds. Maybe if you think rates are likely to go down then speculating on a LT bond fund I could see.

I'm going more with treasuries, maybe TIPs (still not sure on them), CDs, etc. I know most recommend some kind of 60/40 stocks/bonds split but mine is more 60/40 stocks/treasuries. Might be stupid but unless I convince myself otherwise, that is my likely path except for some money at Fidelity in the Puritan fund (sort of a balanced fund).

Good luck
Rich