Subject: Re: Investment Advice to a Trustee
I'm not comfortable with everything in the US market. RSP really hasn't done well, so far at least.
VT is a great idea, the least complicated.
If dividend taxes (by furriners) is a concern, then maybe 60/40 or 50/50 VTI/VXUS. You can't claim foreign tax credit for non-US dividend taxes for VT (< 50% non-US as of now), but you can't claim foreign for VXUS.