Subject: Re: My $0/month premium Part D drug plan
I worry about Part D. Right now, both of us buy are scripts outside of insurance. It's cheaper. Mine is from CostPlus, and 1poorlady's is from Eagle Pharmacy. If we did a conventional pharmacy with insurance, mine would cost 4x as much (almost), and 1poorlady's about 2x as much. We could keep doing that. But what if we need a new unforeseen drug? Part D is extremely opaque, and if you want to make a change in the plan, there are heavy penalties (last I knew).

I'm going to have to start thinking about this in a year or so.