Subject: Re: OT Cash balances keep soaring
Depends what you expect the alternatives to return. I expect a negative total return for equities in the next 3-5 years.

I agree that you should always invest in the alternative that will gain the most. And I also agree that you should always get back in at or near the lows (some time in 3 to 5 years for you).

But the assertion here was that the higher short-term rates now are "bolstering the finances of many households". And that is what I commented about. Does a 1% real return really bolster the finances of mnay out there?