Subject: Re: OT: Upstart Holdings
I was thinking it would be cool to start a company which would use Chatbot to determine whether you got a loan. You would prompt it with credit scores and so on and then let the loan applicant write an essay as to why Chatbot should ignore all that data and give her a loan anyway.

I think this would have AWFUL performance in terms of outperforming traditional loan vetting, but it would probably be a pretty good way to raise investment in the company.

R:)