Subject: Re: Control Panel: Iran War 2026 and 1973

changes to our accounts we need to make to improve our positions for tax treatment when RMDs start for DH in about 6 years, social security draws in 3.

I started drawing from my conventional IRA at 59 1/2. The idea was to draw down the IRA, in a controlled manner, to minimize the future RMDs. The 1099 for the 2025 IRA distribution shows what the RMD will be for 26: roughly 10% higher than what I have been drawing. If I had not been drawing, the IRA would be about 30% fatter, with resulting impacts on Medicare premium and extra geezer deduction.

Steve