Subject: Re: wife and I are 83 no kids-no need for any money to
BRK was not near all time high, which was asked "6" months ago. Being hard for me to go in now, implying wait or dollar cost average or other.
"The best time to plant a tree was 20 years ago. The second best time to plant a tree is today."
If, as it seems, you have been asking basically the same question every few months, then I have to wonder if you are loking for advice or just trolling.
As far being afraid to invest near all time highs, you should be aware that all-time highs tend to come in clusters. When one happens, it is likely that another one will occur pretty soon.
You said that you live on pension and SS now, and don't need to withdraw from investments, but are concerned that inflation will cause your expenses to become higher that the pension+SS income.
Well, SS is indexed to inflation, so the only concern is the non-indexed pension. So all you need to cover is the shortfall of the pension income.
Since you did not indicate what percentage is pension and what percentage is SS, then you have basically asked "how high is up?". You did not provide enough information for anybody to make meaningful suggestions.
You don't need to provide numbers, but to get any useful suggestions you would need to provide some percentages, like:
* pension is XX% of income
* SS in YY% of income
* annual pension+SS income is ZZ% of investment/retirement account.
Absent that, you are just trolling.