Subject: Re: 10% credit card rates
It's about appearances.

Liberals won't hurt their Big Bank Buddies.

I disagree. Dems have no power, so in that respect, it was "appearances". It also forced the Reps to oppose it publicly, which can later be used against them.

When Dems were in charge, they created the Consumer Finance Protection Bureau. (Pushed by Liz, who also penned the bill you're dismissing out of hand.) This administration has been making noises about killing the CFPB, too. Don't know if they'll follow through, but it's clear your ire should be directed more at the Reps than the Dems/liberals. If Dems take back Congress this year, the CFPB will be safe. If not, I don't think it will survive the last two years of this administration.