Subject: Re: 2023 end of year results
How did you do this year? How are you positioning your portfolio for next year?

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up 14% or 2023. Not bad considering I have about 35% in Vanguard MM. Risk free 5+% is fine with me and helps dampen the volatility. Most of the rest is in Large CAP US stocks, mostly index funds and a few single company stocks. As long as MM stays above 4.5% of so, I am slowing trimming stock and adding to MM through 2024. I do very little buying and selling in my investments, maybe three or four transactions a year.

Good luck to us all.