Subject: Re: Medicare Advantage
I think the consensus opinion here is that Medicare Advantage is inferior to Original Medicare.

Can someone boil down the top 3 or 5 factors that make it so?

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Some have HMO style requirements for PCP referrals to see specialists and pre-authorization for treatment plans and procedures.

High co-pays for out of network services.

Provider networks dropping plans due to pre-auths, slow pays and low re-imbursement rates.