Subject: Re: Million to Billion
I forgot to include comments about the 'silent' detriment of inflation. It is a non-trivial factor.

According to CPI Inflation Calculator, my $1 in 1997 (the first year Roth commenced) would now be worth $1.91 in 2024.
https://www.usinflationcalcula...

Like I say, very non-trivial.