Subject: Re: Roth Conversions
“If you have the resources to pay the tax on the Roth conversion with money outside the TIRA, then 100% of the amount converted makes its way into the tax free promised land of the Roth.”

Thanks bighairymike. Yes, that is the plan and pay the taxes from MM in the brok. acct. We have a “free”Fidelity Wealth Mgt advisor who I met with a year ago. Might meet with him again for an hour/ year just for a bit peace of mind and to better manage tax/estate planning which may change. He gave us a good view of things from 30,000 feet even though I honestly did not learn much new. Some cool tools on their website but I’m not too OCD wrt these. Many thanks!